3) For the bank account, I don’t think it’s necessary to set up a business account or something. I’m not really familiar with the banking system and the rule just yet. But a lot of my friends are doing well with normal bank accounts if I’m not wrong. Anyway, most of the time, your affiliate commission will be paid to your PayPal account first. After that, you can then transfer it to your own bank account if you need the money.
Clickbank U. was seriously lacking in their affiliate training course. That's not unexpected though! Their affiliate training course seemed like a side project, instead of a main course. For serious affiliates, I recommend joining the top affiliate training center online. They've been training successful affiliates for over 15 years now, including myself (six-figure income earner).
If you're ready to enter the ecommerce fray, you could sell your own stuff. Of course, along with selling your own stuff on your own website comes a whole slew of both responsibilities and technical configuration and requirements. For starters, you'll need a website and a hosting account. You'll also need a merchant account like ones offered by Stripe or PayPal. Then you'll need to design that site, build a sales funnel, create a lead magnet and do some email marketing.
5. Fiverr – Fiverr is a great place to make a few bucks or spend a few bucks if you need some of the services people offer. Basically, everything is $5. You either pay $5 or charge $5. They call them “gigs.” You can offer your services however you choose. If you sell art and you’re fine selling pieces for $5 each, that’s a gig. If you’re a graphic designer and you want to offer your services for $10/hour, simply offer a 30 minute gig. If they need two hours of graphic design, they pay you $20, or $10/hour by buying four gigs.