Are you just starting your first online business and not sure whether you want to be a product creator or affiliate? Personally, I prefer being an affiliate. It's not as glamorous as owning your own product, but I think it gets much closer to the idea of passive income. Check out how affiliate marketing creates passive income better than any other type of business.
4) For your last question, I’m not sure what’s the “Wealthy Academy” or “WH Academy” you’re talking about. I suppose you’re talking about Wealthy Affiliate? Anyway, I understand that you’re looking for a place to get a basic step-by-step training to help you get started on doing the real thing. So, I do recommend you to sign up with Wealthy Affiliate. It’s a platform which will provide you with step-by-step training from scratch, teaching you how to set up your own website, things like that. It’s Free to get started, so I’ll see you in the community soon!
Once you sign up to become an affiliate with ClickBank, you will immediately be able to browse the different products available to sell. ClickBank has tens of thousands of products available, so in the beginning it's helpful to search by niche and commission percentage until you locate offers that you want to promote. Make sure you take the time to look at the vendor's sales page before promoting their product. They might be offering a 75% commission rate, but if their website doesn't look trustworthy or put together you aren't going to generate many sales, no matter how much traffic you drive their way.