Sorry to hear you had such a bad experience with Clickbank. Refunded 5 weeks later? That’s pretty extreme! I could not find any info on CB on whether gravity takes into account refund rates, but from other blogs, I read that NO, it doesn’t take it into account. The Earned/Sale category however does take this into account, which is why the average $ earned per sale will sometimes be different from the actual commission you make.
Some of these landing pages will have a video. This is a called a VSL (Video Sales Letter). Some of these videos or landing pages seem a bit salesy or tacky I know, but believe me these guys have tested the landing page & videos that convert the best like crazy especially if the offer has high gravity score, that means many people are promoting it & its converting.
Let us assume that you are into gardening. So you do a search for gardening and the next moment what you’ll see is all the e-books that were written by authors on gardening. Below the description of the book you will be able to see how much money you earn by referring your visitors to that book. Now, the reason why ClickBank is so profitable and attractive to many affiliates is that its commissions are very high.
You'll also need ecommerce software, fulfillment software, worry about warehousing, customer service and refunds. But that's not all. You'll also need traffic. Think search engine optimization, Facebook ads, and other social media campaigns. It is hard work, especially on your own. You could opt for Amazon's platform, which might be the easier route. But, then again, at the end of the day, this is a serious business, which could produce significant profits. So you're either all in or you're not. 
We’ll go into more details regarding each step but let me give you a quick overview of each. The product/offer is the ClickBank product you’ll be promoting. This might seem like it’s simple enough but screwing up this step could potentially hinder you from earning a single cent because the other steps are built on top of it. Product research has its own separate section below.

You can join Clickbank as an affiliate free of charge. A lot of people will come to Clickbank via a specific product that they have decided to promote – you might have been asked by another blogger to sell their products and they will send you to Clickbank to sign up. Once you’re a member, you can then offer any of the products available via Clickbank to your readers. They have a terrific “Marketplace” where you can search for or browse products to sell. Typically the commission are 50% or more, so there’s some good money to be earned.
Now that you know my situation, I need to ask.. Wtf am I doing wrong? I've got the traffic. 85% is from the US my bounce rate has been under 1% for two weeks. I've got social media presence and likes. Very easy to find on google because of my linux post.. I cannot tell you what writing that did for my traffic, but there isn't anymore money coming in. I understand that the popularity of my best post did wonders as far as SEO, but shouldn't that come with at least a littler more money or clicks or anything?? I just don't get it!
The hype comes from the hundreds, if not thousands of “gurus” out there that show off their ClickBank earnings and promise to show you how to do the same thing. They make it sound so easy, they even might say things like they’ve found a secret loophole, or they have perfected a method that increases earnings automatically. The numbers they show will make most people’s head’s spin with thoughts of earning $10,000 or more per month with little effort.

Answer: This is a common question. The answer is that the most successful internet marketers, and the ones that make the most money, understand both sides of the ClickBank business model. Further, almost all vendors also make money as affiliates for products and services related to their own. And most tenured affiliates eventually start to offer their own products on the vendor side. It’s a virtual double-dip model.
I have been making money online for over a year now. Not in the big time yet, still consider myself to be learning my craft. I was doing it really ineffectively (using adsense and amazon along with a t shirt affiliate deal) and driving traffic almost exclusively though facebook. Probably averaged about $800 a month over the last year, mostly because Christmas brought an absolute ton of t shirt sales)
My tip: Have one main credit card. Have a second one that you use for necessities – such as groceries or gas – that offers rewards for those purchases (a lot of cards do) and set the second one on auto-pay. You should be able to pay off a smaller amount on auto-pay if it is a necessity. If you think you cannot, then you may need to cut down a lot on expenses.
ClickBank apart from other programs is that vendors, the people creating the products, can set the affiliate payouts as high as 75%. This is something that you don’t usually see when it comes to promoting other people’s products. Many times affiliate commissions are in the 10, 20, or 30% range so this is something that draws many affiliates to the program. 
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