You can earn above average rates of return because peer-to-peer lending eliminates the bank function. That means that you participate in nearly the entire interest rate being paid by the borrower, rather than the less than 1% that you will typically earn on certificates of deposit. And you can reduce your risk by investing in slices of hundreds of different loans.
Blogging is something that requires patience, persistence and discipline. It may mean writing everyday for over a year before you really start to see any money from it. There are exceptions to the rule, but from my dealings with other bloggers, it seems to be pretty common to spend one or even two years building your blog, your brand and your authority, before making any serious amount of money.
English is rapidly becoming the most dominant language in the world. That means the demand for English teachers in other countries is far outstripping the supply. One of the most common remedies to this situation is to hire online English teachers and tutors. The best part is that becoming one of these tutors is a great way to make money from home online!